1.申请沙箱登录账号

2.登录后，申请api凭证和密钥

'use strict';
const ApiContracts = require('authorizenet').APIContracts;
const ApiControllers = require('authorizenet').APIControllers;
const SDKConstants = require('authorizenet').Constants;

module.exports = class extends think.Service {
    //信用卡支付
    async authorizeCreditCard(data) {
        // 创建带有商家身份验证详细信息的对象
        var merchantAuthenticationType = new ApiContracts.MerchantAuthenticationType();
        // merchantAuthenticationType.setName('*****');
        // merchantAuthenticationType.setTransactionKey('********');
        
        // 填充付款数据 
        var creditCard = new ApiContracts.CreditCardType();
        creditCard.setCardNumber(data.CardNumber);//信用卡账号
        creditCard.setExpirationDate(data.ExpirationDate);//信用卡过期时间

        //支付
        var paymentType = new ApiContracts.PaymentType();
        paymentType.setCreditCard(creditCard);
        
        //创建付款交易对象
        var transactionRequestType = new ApiContracts.TransactionRequestType();
        transactionRequestType.setTransactionType(ApiContracts.TransactionTypeEnum.AUTHONLYTRANSACTION);
        transactionRequestType.setPayment(paymentType);
        transactionRequestType.setAmount(data.Amount);//价格

        //创建请求
        var createRequest = new ApiContracts.CreateTransactionRequest();
        createRequest.setMerchantAuthentication(merchantAuthenticationType);
        createRequest.setTransactionRequest(transactionRequestType);

        //调用
        var ctrl = new ApiControllers.CreateTransactionController(createRequest.getJSON());
        //切换环境，注释测试，放开生产
        ctrl.setEnvironment(SDKConstants.endpoint.production);
        return new Promise((resolve, reject) => {
            let res = {};
            ctrl.execute(function(){
                var apiResponse = ctrl.getResponse();
                //得到返回值
                var response = new ApiContracts.CreateTransactionResponse(apiResponse);
                //支付结果打印
                // console.log(JSON.stringify(response, null, 2));
                if(response != null){
                    if(response.getMessages().getResultCode() == ApiContracts.MessageTypeEnum.OK){
                        if(response.getTransactionResponse().getMessages() != null){
                            //返回交易id
                            res.code = 200;
                            res.message =  response.getTransactionResponse().getTransId();                        }
                        else {
                            if(response.getTransactionResponse().getErrors() != null){
                                res.code = 500;
                                res.message = response.getTransactionResponse().getErrors().getError()[0].getErrorText();    
                            }
                        }
                    }else {
                        if(response.getTransactionResponse() != null && response.getTransactionResponse().getErrors() != null){
                            res.code = 500;
                            res.message = response.getTransactionResponse().getErrors().getError()[0].getErrorText();
                        }
                        else {
                            res.code = 500;
                            res.message = response.getMessages().getMessage()[0].getText();    
                        }
                    }
                }else {
                    res.code = 500;
                    res.message = 'Null Response.';
                }
                resolve(res);
            });
        });
    }

    //信用卡退款(一天前的订单才可以退款，可在官网配置)
    async authorizeRefund(data) {
        var merchantAuthenticationType = new ApiContracts.MerchantAuthenticationType();
        merchantAuthenticationType.setName('******');
        merchantAuthenticationType.setTransactionKey('**********');

        var creditCard = new ApiContracts.CreditCardType();
        creditCard.setCardNumber('4242424242424242');
        creditCard.setExpirationDate('0822');

        var paymentType = new ApiContracts.PaymentType();
        paymentType.setCreditCard(creditCard);

        var transactionRequestType = new ApiContracts.TransactionRequestType();
        transactionRequestType.setTransactionType(ApiContracts.TransactionTypeEnum.REFUNDTRANSACTION);
        transactionRequestType.setPayment(paymentType);
        transactionRequestType.setAmount(6);
        transactionRequestType.setRefTransId('*******');

        var createRequest = new ApiContracts.CreateTransactionRequest();
        createRequest.setMerchantAuthentication(merchantAuthenticationType);
        createRequest.setTransactionRequest(transactionRequestType);

        //pretty print request
        //console.log(JSON.stringify(createRequest.getJSON(), null, 2));
            
        var ctrl = new ApiControllers.CreateTransactionController(createRequest.getJSON());
        return new Promise((resolve, reject) => {
        let res = {};
            ctrl.execute(function(){

                var apiResponse = ctrl.getResponse();

                var response = new ApiContracts.CreateTransactionResponse(apiResponse);

                //pretty print response
                //console.log(JSON.stringify(response, null, 2));

                if(response != null){
                    if(response.getMessages().getResultCode() == ApiContracts.MessageTypeEnum.OK){
                        if(response.getTransactionResponse().getMessages() != null){
                            //返回交易id
                            res.code = 200;
                            res.message =  response.getTransactionResponse().getTransId();      
                        }
                        else {
                            if(response.getTransactionResponse().getErrors() != null){
                                res.code = 500;
                                res.message = response.getTransactionResponse().getErrors().getError()[0].getErrorText();
                            }
                        }
                    }
                    else {
                        if(response.getTransactionResponse() != null && response.getTransactionResponse().getErrors() != null){
                            res.code = 500;
                            res.message = response.getTransactionResponse().getErrors().getError()[0].getErrorText();
                        }
                        else {
                            res.code = 500;
                            res.message = response.getMessages().getMessage()[0].getText();    
                        }
                    }
                }else {
                    res.code = 500;
                    res.message = 'Null Response.';
                }
                resolve(res);
            });
        });
    }

}

以上都是封装好的支付和退款，直接传参调方法就完事了！

注意;测authorize.net正式环境时，要求全球通用的信用卡.